Get in Touch
Buying a Home
Buying a new home should be a time of anticipation and excitement, but instead it can become a source of anxiety and frustration. Take the frustration out of the home loan process by contacting Golden Gate Mortgage. Our mortgage brokers have access to many different loan programs including FHA loans, USDA loans, VA loans, fixed rate mortgages (FRM), adjustable rate mortgages (ARM) and many more. Unlike a bank loan broker who can access only that institution’s mortgage loans, the loan brokers at Golden Gate Mortgage have access to a large number or loan products ensuring that you get the best home loan rates available.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
Refinancing a mortgage is a great choice for homeowners who would like to see their monthly payments and interest rates reduced. Interest rates have dropped dramatically in the last 10 years and mortgage refinancing rates are lower than ever. This is your chance to take advantage of low refinance rates and put more money in your pocket every month.
Worried about Mortgage Broker Fees? You need not be. Most of the time our broker fees are paid by the lending institution meaning you pay us nothing! Our job is to find you the home mortgage loan or home refinancing that fits your budget and needs; mortgage broker fees are not part of that equation. You walk away with the monthly payments that work for you.